This page contains a directory of reform resources that provide in-depth information about the subjects that were discussed during the reform debate.

AHIP Reform Resources:

* Statement on the Release of Proposed Senate Legislation (November 19, 2009)

* Statement on Passage of H.R. 3962 (November 7, 2009)

* Statement on Government-Run Plan (October 26, 2009)

PricewaterhouseCoopers Report on the Impact of Reform Proposals on Costs (October 11, 2009)

Statement on Release of Finance Committee Chairman's Mark (September 16, 2009)

* Statement on Health Insurance Reform (August 11, 2009)

* Statement on Status of Health Care Reform (August 4, 2009)

* Statement on Health Care Reform Rhetoric (July 30, 2009)

* Statement on Status of Health Care Reform Process (July 21, 2009)

* Statement on House Health Care Reform Proposal (July 14, 2009)

* AHIP’s comprehensive reform proposal

* AHIP Statement on Senate HELP Bill

* Cost-containment – stakeholders’ proposal to reduce health care costs

* Health Insurance Plan Regulation Chart

* Nationwide Listening Tour Report

* Mandatory Medical Loss Ratio (MLR) Requirements – Impact on the health care system

* Key facts about the McCarran-Ferguson antitrust exemption 

* Analysis of CBO report on the Senate health reform bill’s impact on health insurance premiums

Letters and Testimony to Congress:

* Letter to House leadership on small businesses (December 15, 2009)

* Letter to House Leadership (November 5, 2009)

* Letter to Chairman Baucus (September 21, 2009)

* Letter to House Tri-Committee Chairmen (July 16, 2009)

* Letter to Senator Kennedy (July 13, 2009)


* Testimony to Energy and Commerce Committee (June 25, 2009)

* Letter to Senate HELP Committee (June 2009)

* Letter to Senate HELP and Finance Committees (March 24, 2009)


P
rofits and Perspective:

* Setting the Record Straight on Health Plans' Profits (July 22, 2009)


Cost Trends and Cost-Shifting:

* RAND Health Study: “How Much Is Too Much? An Analysis of Health Plan Profits and Administrative Costs in California” – This study shows that medical costs account for 89% of the rise in health insurance premiums over a five year period from 2002-2006.

* PWC Medical Cost Trends for 2010

* The Lewin Group: The Cost and Coverage Impacts of a Public Plan: Alternative Design Options

* The Heritage Foundation: Medicare Administrative Costs Are Higher, Not Lower, Than for Private Insurance

* Families USA: Hidden Health Tax: Americans Pay a Premium

* McKinsey: Accounting for the Cost of U.S. Health Care: A new look at why Americans spend more

* The Factors Fueling Rising Health Care Costs 2008: PricewaterhouseCoopers cost study examines the causes of rising health care costs and analyzes how health insurance premium dollars are being spent.

* New Health Insurance Premium Tax – Costs to go up for families, employers

* Small Businesses and Health Care Costs

Impact of cost shifting:

     * Study on the impact of cost-shifting by Milliman

     * AHIP Press Release


Polling Data:

* The Campaign keeps track of the latest polling data and posts it on our blog. Check out the Poll Vault.

 
Individual Market:

The need for a personal coverage requirement:

     * Milliman report on the impact of market reforms without a personal coverage requirement: The Impact of Guarantee Issue and Community Rating Reforms on Individual Insurance Markets
AHIP Press Release

     * Individual Health Insurance 2006-2007: A Comprehensive Survey of Premiums, Availability, and Benefits


Medicare/Medicaid:

* Reductions in Hospital Days, Re-Admissions, and Potentially Avoidable Admissions Among Medicare Advantage Enrollees in California and Nevada, 2006

* Trends and Innovations in Chronic Disease Prevention & Treatment: An Update on Medicare Advantage Plans

* Medicaid Managed Care Cost Savings – A Synthesis of 24 Studies

 
Other AHIP Research and Reports:

* Individual Health Insurance 2009: A Comprehensive Survey of Premiums, Availability, and Benefits

* Small Group Health Insurance in 2008: A Comprehensive Survey of Premiums, Product Choices, and Benefits


The Value of Health Insurance Plans:

* We believe in high value health care

* Innovations in Recognizing and Rewarding Quality

* Innovations in Chronic Care

* Health Plan Innovations in Prevention, Wellness and Risk Reduction

* Trends and Innovations in Health Information Technology

* Ensuring Quality Through Appropriate Use of Diagnostic Imaging


Visit Our Partner Coalitions to Learn More about Health Care Reform and How to Support Specific Coverage Options:

* Medicare Advantage: www.medicarechoices.org

* Health Savings Accounts: www.hsaallianace.org

* Medicare Supplemental Insurance: www.protectmedigap.org